If you opt to also open Chime’s Automatic Savings Account, you can set up an automatic savings plan to further grow your savings.īy downloading the Chime mobile app, you can access your account balances from anywhere, get transaction alerts, send money instantly to friends, and deposit paper checks. When you join Chime, you are opening a Spending Account with a Visa Debit Card, which allows you to manage and spend your funds like a checking account. There are no monthly service fees, no minimum balance requirement, no overdraft, no foreign transaction fees, no transfer fees, and over 30,000 fee-free MoneyPass ATMs where you can get cash. About Chime Banking ServiceĬhime is an online-only bank with none of the typical banking fees that provides you with a Chime Visa Debit Card, a Spending Account, and an optional Savings Account that are all easily managed through their website and app.
Please see the fine print on the bottom of the promo link’s landing page for details about the $100 bonus offer. New Chime Card members can join via this Chime $100 Bonus Link (provided by reader Blaine in comments) to earn a $100 sign-up bonus when you receive a payroll direct deposit of $200 or more within 45 days from when the Chime Spending Account was opened (you must also activate your physical Chime Visa Debit Card within 14 days of receiving a qualifying direct deposit).
